California Dental and Vision Insurance
Contact Medicare In California: 801-372-2647
Humana One Dental or Vision Plan in California for Under $20 a Month!
California Medicare Dental Coverage
Does Medicare Cover California Dental Procedures and Routine Maintenance?
Currently, Medicare coverage of dental services is very limited. Medicare does not cover routine dental care or most dental procedures such as cleanings, fillings, tooth extractions or dentures. Medicare does not pay for dental plates or other dental devices. In general, you pay for 100% of dental services.
Section 1862 (a)(12) of the Social Security Act states in partial that Medicare will not cover dental care, "where such expenses are for services in connection with the care, treatment, filling, removal, or replacement of teeth or structures directly supporting teeth.” Structures directly supporting the teeth means the periodontium, which includes the gingivae, periodontal membrane, dentogingival junction, cementum of the teeth, and the alveolar bone (i.e. alveolar process and tooth sockets).
At Medicare in Claifornia we realize the important role California dental insurance plays in living a healthy and happy life. Since Medicare in California does not cover basic or routine dental procedures seniors are expected to purchase their own California dental insurance.
Receiving regular dental care keeps major dental costs low, because preventative care from a licensed California dentist prevents major problems from developing. California dental insurance plans start as low as $13.99 per month, so everyone can afford a good California dental plan!
At Medicare in California we specialize in helping seniors find the most affordable dental insurance plans available in there state. Medicare in California reviews many dental plans each year in an effort to find the best value for your money. Since Medicare coverage of dental services is very limited you’ll quick find that most dental service are not covered. Medicare is not designed to cover routine dental care or most dental procedures such as cleanings, fillings, tooth extractions or dentures. Medicare does not pay for dental plates or other dental devices. In general, you pay for 100% of dental services.
Dental health is important to every senior’s long term health, and having access to affordable dental insurance is a must! After reviewing many dental plans the winner of this year “Best Value for the Money” goes to Humana One’s “Preventive Plus Plan” dental insurance plan. At under $20.00 a month the Preventive Plus plan is rare bargain in the insurance world. This is especially true when you consider the generous benefits the plan provides:
Humana Preventive Plus Plan Benefits
With the Preventive Plus plan, you can choose to visit any dentist in our network. There are more than 120,000 dentist locations in-network dentists nationwide to choose from. Even though you have the option of paying monthly or yearly, this is a one year plan.
Plan features include:
•No co-payments for office visits
•Annual Deductibles: $50 for an individual, $100 for a two person plan, $150 for a family
•Most preventive services covered 100 percent with in-network providers
•With in-network providers, many basic services are covered 50 percent and you get a discount on most major services
•No waiting period for preventive services; six month wait for basic services
•$1,000 annual maximum per person per year
•No exclusions for pre-existing conditions
•Freedom to visit any provider, no primary care dentist required
Keep in mind that any of our affordable dental care plans can be added to your medical plan and coverage is available for individuals and families. Plus, there is no underwriting, which means you will not be disqualified for pre-existing conditions.
Humana One Dental or Vision Plan in California for Under $14 a Month!